Day rates, project fees, retainers, deposits and the awkward emails when an invoice is sixty days late. Here I share the pricing mistakes I made, the rates I actually charge, how I calculate a day rate that covers holidays and tax, and what has worked for getting paid on time.

What this section covers

• Working out a day rate that covers holidays, tax and quiet months
• Project fees versus retainers, and the retainer I under-priced for two years
• Deposits, payment terms and the email for a sixty-day-late invoice
• Pensions when nobody is paying in for you
• Savings buffers for a lumpy income

New articles are published under Invoicing, Pensions and Savings, Freelance Life.